At a glance
Bank announcements
ANZ said on 4 November that its Australian variable home-loan rates will increase by 0.25 percentage points from 13 November. It attributed the change to the Reserve Bank of Australia's cash-rate increase the previous day.[1]
NAB separately announced a 0.25-percentage-point increase in its variable home-loan rates on the same date, also effective 13 November. Its release specifies that the change applies to standard variable home-loan rates.[2]
Borrower support
Both banks direct customers to repayment tools and support options. NAB says customers can discuss repayment flexibility and tailored hardship support; ANZ offers loan reviews and repayment support.[1][2]
Why it matters
Editorial analysis: These announcements establish when the banks will apply their changes. Individual repayment effects depend on the loan balance, remaining term and product terms; the announcements should not be converted into a universal monthly repayment estimate.
Sources & further reading
- ANZ announces changes to variable home loan and deposit rates ↗ANZ · 4 Nov 2026 · Accessed 5 Nov 2026
- NAB updates home loan interest rates ↗NAB · 4 Nov 2026 · Accessed 5 Nov 2026
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